privacy policy

By accessing and using this website, you are accepting and agreeing to our Privacy Policy and Terms. If you do not agree with these Terms, please refrain from accessing or using our website. The Terms may be changed, without prior notice. Any amended Terms shall automatically become effective immediately after they are posted.

Site content
The information contained on this website is subject to modification and updates without notice. We do not guarantee or ensure the accuracy, completeness, currency or authenticity of any website content or functionality. Other websites which may be accessed from or provide access to our website by hypertext links are entirely independent of this website. The inclusion of any site acknowledgments, identification of any person or entity in the website, or any hypertext link to or from another site shall not, in any manner, be construed as an endorsement of such person's or entity's website, products, services, or contributions to the website.
All trademarks, service marks, logos, images, and links on this website are properties of their respective companies and/or owners. They are here for descriptive purposes only, and in no way imply any association whatsoever. If you own the copyright to any of them please notify us and we will remove them immediately.

Use of website
This website does not, and it is not intended to, provide any financial, investment, retirement planning, insurance, legal, accounting, or tax advice. This website should not be used or relied upon by you as a substitute for your independent research or professional advice. Nothing on this website constitutes an offer to sell or a solicitation of an offer to buy any security or any investment or insurance products or services. All products and services are subject to the terms and conditions of the applicable agreements. Your use of this website shall be on an "as is" basis entirely at your risk.

The Laws of Tennessee will govern for any litigation and/or damages that may arise in relation to, or use of, this website.